Why am I getting an IRS Form 1095? 

You are required to report and provide proof of minimum essential coverage for you and your dependent(s), if any, on your federal income tax return. IRS Forms 1095-B and 1095-C provide health coverage information for you and your covered dependent(s) for tax reporting purposes.&nbsp;

What are IRS Form 1095-B and IRS Form 1095-C?

IRS Forms 1095-B and 1095-C provide information you need to report minimum essential coverage for you and your dependent(s), if any, on your income tax return. The employer reports the offer of minimum essential coverage on IRS Form 1095-C. Enrollment in a self-insured plan is also provided on IRS Form 1095-C. Enrollment in a fully insured plan is reported on IRS Form 1095-B.If you are enrolled in Capital Health Plan (CHP) HMO you will receive a 1095-C form from the State of Florida that will not show your covered dependents. CHP will mail you a 1095-B form that will show your covered dependents.If you are enrolled in the PPO plan or any other HMO you will receive the 1095-C which will show both you and your dependents.

What is minimal essential coverage?

The health insurance coverage offered through the State Group Insurance Program is considered minimum essential coverage based on Affordable Care Act (ACA) definitions.

Who requires these forms and this reporting?

The Internal Revenue Service (IRS) requires these forms pursuant to the Affordable Care Act (ACA), which requires most Americans to have minimum essential coverage.

What should I do with this form?

Safeguard the form(s) with your other income tax filing records in case you are required to prove you had minimum essential coverage.

Why did I get multiple forms?

The most common reasons individuals receive more than one form are:<ul class="list-disc list-outside mb-6 ml-6"><li class="mb-2">You are enrolled in a fully insured health insurance plan. You will receive IRS Form 1095-C from your employer and IRS Form 1095-B from your fully insured health plan. If you are enrolled in CHP you will receive both forms, 1095-B and 1095-C.</li><li class="mb-2">You had more than one employer during the tax reporting year.</li><li class="mb-2">You retired or terminated employment during the tax reporting year and continued health insurance as a retiree or under COBRA.</li></ul>

Whom do I call if I have questions about this form?

If you have questions about what to do with the form, please call your tax preparer. If you have questions about the personal information on the form (for example, your address or Social Security number is incorrect), call the phone number box 10 of the form. You can also visit the IRS website at <a href="http://www.irs.gov/ACA" class="underline text-blue-500 transition-colors ease-in-out duration-500 hover:text-blue-400">http://www.irs.gov/ACA</a>.

What do I do if I lose the form?

If you are employed, you can log in to People First, click on the &ldquo;Insurance Benefits&rdquo; tile and click on &ldquo;Health Insurance Tax Form.&rdquo; If you are a former employee or you cannot log in to People First, you may call the People First Service Center at 866-663-4735 and request a duplicate copy.

I don’t work for the State any more, but the employer box says Division of State Group Insurance is my employer. What does this mean?

The IRS requires the employer section of the form to be completed, even for former employees. The Department of Management Services Division of State Group Insurance is the administrator of the state group health insurance program and can assist you if you have questions about the information on the form. If you have questions about what to do with the form, please call you tax preparer.

What do I do if one or more of my dependents are not listed on my form or the Social Security number is not correct?

Don&rsquo;t delay filing your taxes due to missing or incorrect dependent information. Contact People First at 866-663-4735 and update the information. After the information is updated in the People First system a corrected form will be produced and sent to you within 60 days.

What do I do if the monthly premium displayed on line 15 of the form is not the monthly premium rate I pay?

Line 15 of the form requires employers to report the employee share of the lowest cost monthly premium for individual coverage offered by your employer. The amount reported on line 15 may not be the monthly premium amount you paid for your healthcare coverage.