Department of Management Services


If you are enrolled in the State Group Insurance plans, you may also cover your eligible dependents. You must:

  • Register your dependent online in People First; and
  • Select the correct family coverage tier for each plan that is to cover your dependents; and
  • Enroll each dependent in the appropriate plan; and
  • Select the Complete Enrollment button in People First.

In accordance with Chapter 60P, Florida Administrative Code, dependents must meet specific eligibility requirements to be covered under State Group Insurance plans.

Your spouse  The person to whom you are legally married. 
Your child  Your biological child, child with a qualified medical support order, legally adopted child, or child placed in the home for the purpose of adoption in accordance with applicable state and federal laws through the end of the calendar year in which he/she turns age 26.
Your stepchild  The child of your spouse for as long as you remain legally married to the child’s parent through the end of the calendar year in which he/she turns age 26.
Your foster child  A child that has been placed in your home by the Department of Children and Families Foster Care Program or the foster care program of a licensed private agency through the end of the calendar year in which he/she turns age 26.
Legal guardianship  A child for whom you have legal guardianship in accordance with an Order of Guardianship pursuant to applicable state or federal laws or a child for whom you are granted court-ordered temporary or other custody through the end of the calendar year in which he/she turns age 26.
Your over-age dependent  After the end of the calendar year in which he/she turns 26 through the end of the calendar year in which he/she turns 30 – if he/she is unmarried, has no dependents of his/her own, is a resident of Florida or a full- or part-time student, and has no other health insurance.
Your over-age dependent with a disability 

Your unmarried children with intellectual or physical disabilities are eligible to continue coverage after they reach age 26 if:

  • they are enrolled in the Plan before they turn age 26; and
  • they are incapable of self-sustaining employment because of intellectual or physical disability; and
  • the required documentation supporting the intellectual or physical disability has been reviewed and confirmed by the health plan prior to their 26 birthday; and
  • they are chiefly dependent on you for care and financial support.

Upon your initial enrollment in a State Group Insurance health plan, if you have a child over the age of 26 with an intellectual or physical disability who meets the above eligibility criteria, you may enroll that child as a dependent under your coverage at that time. If you do not enroll the child at your initial enrollment, you will not be able to add the child to your coverage at a later date.

Newborn child of a covered dependent A newborn dependent of a covered dependent – a newborn child born to a dependent while the dependent is covered under the plan. The newborn must have been added within 60 days of the birth. Coverage may remain in effect for up to 18 months of age as long as the newborn’s parent remains covered.
Children of law enforcement, probation, or correctional officers Children of law enforcement, probation, or correctional officers who were killed in the line of duty and who are attending a college or university beyond their 18th birthday.
Surviving spouse and dependents

The widow or widower of:

A deceased state officer, state employee, or retiree if the spouse was covered as a dependent at the time of death; or

An employee or retiree who died before July 1, 1979; or

A retiree who retired before January 1, 1976, under any state retirement system who is not eligible for any Social Security benefits.


Upon remarriage, the widow or widower is no longer considered a surviving spouse.  A surviving spouse shall report remarriage within 60 days of the remarriage.


The surviving spouse and dependents, including any eligible children of a surviving spouse, if any, must have been covered at the time of the enrollee’s death and the coverage must have been continuous.

You may be required to provide documentation for your eligible dependents. If you fail to provide requested documentation, you may be liable for medical and prescription claims or premiums back to the date you enrolled. You may submit documents online by logging into your People First account, or you may mail documentation to People First Service Center, P.O. Box 6830, Tallahassee, FL 32314. Write your People First ID number on the top right corner of each page of your documentation.